Dealing With Flood Damage

What To Do After the Flood

After the flood waters recede and the clean up has been done, most folks want to get back into their homes or businesses and start rebuilding. The problem is that wood that has been submerged in water has likely absorbed a large amount of water. Rebuilding too quickly after a flood can cause continuing problems such as mold growth, insect infestations, and deterioration of the wood and wall coverings. Flood waters are not clean water; therefore, most porous building materials must be removed and replaced with new materials.

Caution!

Inspect for structural and electrical damage from outside to determine if it is safe to enter. Electrical safety is extremely important in floods. Check for fire hazards and gas leaks. Use battery-powered light sources. Never mix chlorine bleach with ammonia or vinegar. Wear sturdy shoes, rubber gloves, and eye protection. Be watchful for fire ants, snakes, or other animals. If mold is present, wear a respirator that can filter spores. Make sure that everyone is out of danger of new flood crests, fire, and falling buildings. Assume flood water and flooded materials are contaminated. Actually it's best to call for professional help. Water damage restoration service company have all the right equipment and the trained personal to get the job done.

Flood Insurance Claims

If you have flood insurance, contact your insurance adjuster immediately. Begin water damage cleanup, salvage, and drying as soon as possible. Do not wait for adjuster. Take photos for use as an inventory. All steps suggested on this page can be taken before an adjuster arrives. Clean house so the adjuster can see the water damage. Keep damaged materials for proof of loss. Leave a phone number where you can be reached when the adjuster arrives. The adjuster will assess damages to the house. The owner should sign a proof of loss statement. Additional damage can be added when found.

Contact governmental offices for information.

If you do not have flood insurance, your homeowner’s insurance likely will not cover the loss. If the flood has been declared a federal disaster by the President, apply for assistance online at http://www.DisasterAssistance.gov or by calling 1-800-621-FEMA(3362) or 1-800-462-7585 (TTY) for the hearing and speech impaired.